
4390 6TH ISLE DRIVE, HERNANDO BEACH, FL, 34607
Active0 days on marketListed Aug 6, 2026MLS #TB8533700
About this home
4390 6TH ISLE DRIVE
Welcome to your dream retreat! This stunning updated waterfront, 2 bedroom, 2 bathroom, home offers the perfect blend of luxury and tranquility, nestled in the highly sought after community of Hernando Beach. As you step inside, you are welcomed by an inviting open-concept living space featuring a 'New Construction' feel and appeal with an eye catching triple sliding glass door that frames panoramic views of the shimmering canal and a ONE OF A KIND, air conditioned den/game room. The modern kitchen is a chef's delight, complete with NEW appliances, sleek quartz countertops, soft close wood cabinets. farmhouse sink and an expansive island with breakfast bar--perfect for entertaining family and friends. Flowing seamlessly into the dining and living areas, the space is accentuated by elegant finishes, coastal LVP flooring, and an abundance of natural light. Enjoy cozy evenings on your very own painted beach (on your den floor) or step outside to your private deck, ideal for casting a line and catching dinner or just enjoying the gentle breezes. The massive concreted and expanded seawall leads down to the water's edge, where you can enjoy the double dock and store all your water toys. Retreat to the cozy primary suite and guest bedroom complete with two luxurious updated bathrooms, both featuring new vanities, stunning showers, new toilets, new mirrors and new fixtures. Towards the back of the home is a dedicated entertainment room, encompassed with new windows, new AC, foam insulated roof, custom beach painted epoxy flooring and it also has the best views in the house. With updated plumbing, electrical, and HVAC systems, this home is not only on the cusp of being called new construction, but also completely move-in ready. Located just minutes from local amenities, dining, and entertainment, this waterfront gem is the perfect place to create lasting memories. Don't miss the opportunity to make this stunning home your own--schedule a showing today! Roof 2015.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,964
Sqft
0.14 ac
Lot size
1
Garage
1979
Year built
One
Levels
$270
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,008 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,008/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+55.9%
Days on market
0 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$453K → $500K
Hernando Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Guadalupe Hernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4390 6TH ISLE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4390 6TH ISLE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Guadalupe's phone and CRM.
Straight answers
4390 6TH ISLE DRIVE FAQs
What would the monthly payment be for 4390 6TH ISLE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,008/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4390 6TH ISLE DRIVE?+
The most recent tax bill on record (2025) was $5,927. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $529,900, this home is listed about 6% above the Hernando Beach median of $499,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4390 6TH ISLE DRIVE?+
Westside Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$529,900 runs 59% above the HERNANDO BEACH 34607 median — but at 1,964 sqft it's also 27% larger than the typical Hernando Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Hernando Beach market that averages 43 — if it fits, move quickly.
Listing courtesy of PEOPLE'S TRUST REALTY · Elizabeth Calleri. MLS #TB8533700.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Hernando Beach homes, in your inbox
Like 4390 6TH ISLE DRIVE but not quite? A daily digest of every new listing in Hernando Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Guadalupe to ping you on any price or status change →