6734 20TH STREET, ZEPHYRHILLS, FL, 33542
Active447 days on marketListed May 27, 2025MLS #TB8390305
About this home
6734 20TH STREET
Build Your Dream Home on 1.46 Acres in Zephyrhills, FL – Prime Location, Endless Possibilities, additional parcel to the North is also available! Discover the perfect canvas for your custom home on this 1.46-acre partially wooded parcel located in the heart of Zephyrhills, Florida. Nestled on a quiet, scenic stretch yet just minutes from shopping, dining, schools, medical centers, and recreational activities, this property offers the ideal balance of privacy and convenience. With plenty of open space and mature trees, this lot provides the flexibility to design the home you’ve always dreamed of—whether you're envisioning a sprawling ranch, a modern farmhouse, or a tucked-away retreat with space for a pool, garden, or workshop. The best part? The owner is a licensed builder and can bring your vision to life with a personalized design/build package. From concept to completion, you’ll have the opportunity to work with a trusted local professional who understands the unique charm and potential of the area. Already have a plan in mind? The builder can make it happen—or collaborate with you to create something completely custom. Highlights: 1.46 acres of land – high and dry Partially wooded for shade and privacy No HOA or CDD fees Plenty of space for home, garage, pool, and more Zoned for single-family residential use Builder-owner available for custom design/build home Quick access to SR 54, US 301, and downtown Zephyrhills Whether you're ready to build now or just dreaming of future possibilities, this property is a rare find in one of Pasco County’s most desirable and fast-growing communities. Don’t miss this opportunity to create your private oasis close to it all—contact us today to walk the lot or discuss building options!
Facts & features
The home at a glance
1.46 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,228 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,228/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33542 — neighborhood snapshot
Population
24,306
Median age
51.5
Median income
$49,011
Median home value
$129,900
Avg household
2.29
Households w/ children
2,122
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 6734 20TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$110,000
5102 HILL DRIVE · same community
1 bd · 1 ba · 650 sqft · $169/sqft · 39 DOM
Sold · Sep ’25$80,000
37706 MARCH LANE · same community
2 bd · 1.5 ba · 672 sqft · $119/sqft · 47 DOM
Sold · May ’26$77,000
39107 HILLCREST DRIVE · same community
2 bd · 1 ba · 672 sqft · $115/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Guadalupe Hernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6734 20TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6734 20TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Guadalupe's phone and CRM.
Straight answers
6734 20TH STREET FAQs
What would the monthly payment be for 6734 20TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,228/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6734 20TH STREET?+
The most recent tax bill on record (2024) was $1,418. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Zephyrhills?+
At $150,000, this home is listed about 54% below the Zephyrhills median of $324,995. The market section on this page shows how the area is trending.
Which schools are assigned to 6734 20TH STREET?+
Zephyrhills High School (high), Woodland Elementary School (elementary), Raymond B. Stewart Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ZEPHYRHILLS 33542 market on paper
$150,000 is 14% below the ZEPHYRHILLS 33542 median of $175,000.
02Time on market is leverage
447 days on market against a Zephyrhills median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $175,000, now $150,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SUNLIGHT REALTY LLC · Kelli Ryman. MLS #TB8390305.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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