0 RIVER RANCH, FROSTPROOF, FL, 33843
Active1 days on marketListed Aug 17, 2026MLS #S5155815
About this home
0 RIVER RANCH
Discover your own slice of Florida’s last true private sportsman’s paradise! Located inside the exclusive, gated River Ranch community, this 2.56-acre deeded lot offers the rare opportunity to own land within a 44,000-acre recreational haven—perfect for outdoorsmen, hunters, ATV riders, and families who love to unplug and enjoy nature. While this lot is not buildable, has no road access, and camping is not permitted directly on the parcel, ownership allows you to purchase an optional River Ranch Property Owners Association (POA) membership for just $175 per year. This gives you unparalleled access to the community’s massive acreage for hunting, fishing, trail riding, buggy and ATV adventures, and primitive-style camping in the designated first-come, first-served camping areas. Membership benefits also include the ability to bring up to four guests, with affordable add-on options for extra vehicles or additional families. Temporary camping areas feature Porta Johns and Pump Water Stations, making it easy to enjoy weekends filled with outdoor fun. This approximately 1.25-acre lot is accessible only by foot or ATV, offering a true off-grid, wilderness experience surrounded by untouched Florida landscape. Perfect for a quiet retreat between hunts, an action-packed weekend with friends, or securing affordable, deeded land inside a private recreational club. Conveniently located near Hwy 60 in Polk County—about 10 miles east of Frostproof, 20 miles from Lake Wales, and less than 20 miles to the Florida Turnpike—River Ranch offers easy access from anywhere in Central Florida. If you’ve been searching for an affordable way to enjoy hunting, riding, camping, and wide-open Florida wilderness, don’t miss this chance. Own a piece of River Ranch—where adventure awaits around every corner!
Facts & features
The home at a glance
2.56 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$241 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$241/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Frostproof
Get to know Frostproof. See the full Frostproof guide →
FROSTPROOF 33843 — neighborhood snapshot
Population
11,072
Median age
53.4
Median income
$51,358
Median home value
$107,900
Avg household
2.45
Households w/ children
742
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Frostproof market
$220K → $225K
Frostproof median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% below the FROSTPROOF 33843 median. See the full Frostproof market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Guadalupe Hernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 0 RIVER RANCH — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 RIVER RANCH — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Guadalupe's phone and CRM.
Straight answers
0 RIVER RANCH FAQs
What would the monthly payment be for 0 RIVER RANCH?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $241/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 0 RIVER RANCH?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 0 RIVER RANCH?+
The most recent tax bill on record (2025) was $37. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 0 RIVER RANCH?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Frostproof?+
At $10,000, this home is listed about 97% below the Frostproof median of $309,999. The market section on this page shows how the area is trending.
Which schools are assigned to 0 RIVER RANCH?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of WATSON REALTY CORP. · Katie Sweet. MLS #S5155815.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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