21859 SW 82ND STREET, DUNNELLON, FL, 34431
Active12 days on marketListed Aug 7, 2026MLS #OM729988
About this home
21859 SW 82ND STREET
Welcome to your new home in The Woodlands in Rainbow Springs. This is definitely a place to enjoy peace and tranquility. If you need more room to roam the lot next door is for sale (1.10) for and additional $58,000. You will enter the home through a screened porch and then enter the foyer. You will notice the cathedral ceilings and the large living room, that is great for entertaining! The kitchen offers granite counter tops, real wood cabinetry with pull outs and tons of counter space. The split bedroom plan offers privacy for your guests with their own bathroom. The primary bedroom has a walk- in closet and an en-suite bath with shower and double sinks. There is an additional room that could be used as a den, office or craft room. The den leads out to the screened lanai, and then you step outside to a brick paver patio and raised bed garden and beyond that the beautiful of trees! The property is fenced with black vinyl fencing. The fence sits 60 feet inside the property line to the rear, 15 feet inside property line on the left side and on the right the fence is on the property line. The well has a water softener. ROOF was replaced in 2022. Rainbow Springs POA amenities include the Rainbow Springs Club which features a community swimming pool, lighted tennis courts, Bocce ball, pickleball, billiards, horseshoes, and a 9-hole Frisbee disk golf course, a restaurant, bar and grill. Community members have easy access to waterfalls and nature trails for hiking, private residents beach, easy swimming access, a kayak launch, covered picnic pavilions and more.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,026
Sqft
1.09 ac
Lot size
2
Garage
2003
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,132 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,132/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.2%
$/sqft vs Dunnellon actives
$195 vs $185
Days on market
12 vs 36 typical
Where $195/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
165 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 968% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 21859 SW 82ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$355,000
21956 SW 85TH LOOP
3 bd · 2 ba · 2,123 sqft · $167/sqft · 34 DOM
Sold · Aug ’26$349,000
6510 SW 206TH AVENUE
4 bd · 2 ba · 1,927 sqft · $181/sqft · 21 DOM
Sold · Oct ’25$370,000
20720 SW 90TH LOOP
3 bd · 2 ba · 1,868 sqft · $198/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Guadalupe Hernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 21859 SW 82ND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21859 SW 82ND STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Guadalupe's phone and CRM.
Straight answers
21859 SW 82ND STREET FAQs
What would the monthly payment be for 21859 SW 82ND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,132/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 21859 SW 82ND STREET?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 21859 SW 82ND STREET?+
The most recent tax bill on record (2025) was $5,409. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21859 SW 82ND STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $395,000, this home is listed about 30% above the Dunnellon median of $305,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY · Beth Anthony. MLS #OM729988.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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