11281 N CIRCLE M AVENUE, DUNNELLON, FL, 34433
Active2 days on marketListed Aug 12, 2026MLS #OM729826
About this home
11281 N CIRCLE M AVENUE
Country Living, Modern Comfort—Your Turnkey Mini Ranch Awaits! Completely remodeled and move-in ready, this beautifully updated home is nestled on 5.47 picturesque acres in the desirable Circle M Ranchettes community in beautiful central Florida, Citrus County. This home offers 1,680 square feet of thoughtfully updated living space with major improvements already completed, including a new roof, A/C system, windows, septic system, flooring, beautifully remodeled kitchen featuring wood cabinetry, and tastefully new updated bathrooms. Designed for both comfortable living and country living, the property features scattered Live Oaks with Spanish moss for shade, fenced & cross-fenced with attractive three-board & wire fencing, making it ideal for horses or livestock. Additional features include a small barn, two feeding chutes, & a storage shed, providing everything needed for your hobby farm or equestrian lifestyle. Oh and for the gardeners out there, there is an approximate 800 sq ft fenced in garden area and raised garden beds. Enjoy the best of Florida living in a location that's hard to beat. Just minutes from historic downtown Dunnellon, you'll have convenient access to charming shops, local restaurants, and the crystal-clear Rainbow River and scenic Withlacoochee River for kayaking, boating, fishing, and swimming. Outdoor enthusiasts will appreciate being close to 47 miles of paved biking and walking trails, numerous state forests, and recreational opportunities, while the World Equestrian Center is only about 30 minutes away. Whether you're searching for a turnkey mini ranch, horse property, or peaceful country retreat with modern updates and convenient access to recreation and amenities, this exceptional property offers the perfect combination of comfort, functionality, and lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,680
Sqft
5.47 ac
Lot size
2
Garage
1986
Year built
One
Levels
$331
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,030 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,030/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Dunnellon actives
$331 vs $185
Days on market
2 vs 40 typical
Where $331/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34433 — neighborhood snapshot
Population
8,218
Median age
45.8
Median income
$70,024
Median home value
$217,100
Avg household
2.63
Households w/ children
696
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
169 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1693% above the DUNNELLON 34433 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 11281 N CIRCLE M AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$437,000
12144 N GOLDENDALE AVENUE
2 bd · 2 ba · 1,602 sqft · $273/sqft · 10 DOM
Sold · Feb ’26$216,900
11234 N FARMWOOD AVENUE UNIT 1
3 bd · 2 ba · 1,578 sqft · $137/sqft · 22 DOM
Sold · Dec ’25$335,000
4352 W WOODLAWN STREET
3 bd · 2 ba · 1,570 sqft · $213/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Guadalupe Hernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11281 N CIRCLE M AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11281 N CIRCLE M AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Guadalupe's phone and CRM.
Straight answers
11281 N CIRCLE M AVENUE FAQs
What would the monthly payment be for 11281 N CIRCLE M AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,030/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11281 N CIRCLE M AVENUE?+
The most recent tax bill on record (2025) was $4,225. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11281 N CIRCLE M AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $555,888, this home is listed about 83% above the Dunnellon median of $303,070. The market section on this page shows how the area is trending.
Which schools are assigned to 11281 N CIRCLE M AVENUE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TOP PERFORMANCE REAL EST. CONS · Debbie Rector. MLS #OM729826.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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