Guadalupe Hernandez
$83,500≈$753 /mo all-in ↓

SW FOX PLACE Lots 38 & 39, FORT WHITE, FL, 32038

Active1 days on marketListed Aug 16, 2026MLS #GC542742

✦ Priced 68% below the FORT WHITE 32038 medianSASSAFRAS ACRES SUB

About this home

SW FOX PLACE Lots 38 & 39

Welcome Home! 6.23 Acres in the peaceful Sassafras Acres neighborhood can be yours! Located in the southern part of Columbia County, near Fort White. This property features breathtaking mature Oak trees throughout. Property has both Well & Septic, plus a power pole. Close to High Springs where you can enjoy shopping and dining. Love water? Enjoy exploring the Santa Fe River, Ichetucknee Springs, Suwannee River, Blue Springs, Ginnie Springs and Poe Springs. Just 5 minutes from the Santa Fe River public boat ramp! If you are up for exploring on land, enjoy the trails by horse at O'leno State Park! Approximately 30 minute from Gainesville & Lake City.

Facts & features

The home at a glance

6.23 ac

Lot size

Inside

Outside & construction

FacesSouth

Community & fees

Taxes (2025)$771/yr

Utilities & systems

UtilitiesSewer Available · Utility Pole · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$753 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$492
FHA mortgage insurance (est.)$37
Property tax — 2025 actual bill$64
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,923Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $2,923
Interest rate6.00%
Loan term

Estimated payment

$753/mo

Principal & interest$492
FHA mortgage insurance (est.)$37
Property taxes (actual bill)$64
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Fort White

Map of SW FOX PLACE Lots 38 & 39

Get to know Fort White. See the full Fort White guide →

FORT WHITE 32038 — neighborhood snapshot

Population

10,035

Median age

51.2

Median income

$58,075

Median home value

$179,300

Avg household

2.58

Households w/ children

1,072

For the school run

Columbia County School District

ElementaryFort White Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort White market

Seller’s marketLeans seller — 4.2 months of inventoryBuyer’s market

$330K → $351K

Fort White median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

Median sold price, Fort White, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 68% below the FORT WHITE 32038 median. See the full Fort White market guide →

Paper trail

This home's history

Aug 16, 2026Listed at $83,500 · 1 days on market since

Reality check

What actually sold near SW FOX PLACE Lots 38 & 39

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

427 SW BUCK COURTSold · Nov ’25

$206,000

427 SW BUCK COURT

3 bd · 2 ba · 1,216 sqft · $169/sqft · 23 DOM

193 SW FOX PLACESold · Sep ’25

$227,100

193 SW FOX PLACE

3 bd · 2 ba · 1,442 sqft · $157/sqft · 86 DOM

438 SW FEATHER LANESold · Dec ’25

$320,000

438 SW FEATHER LANE

2 bd · 2 ba · 1,533 sqft · $209/sqft · 98 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Guadalupe Hernandez

Your agent

Guadalupe Hernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about SW FOX PLACE Lots 38 & 39 — start here.

CallText
guadalupe.hernandez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for SW FOX PLACE Lots 38 & 39 — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

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Straight answers

SW FOX PLACE Lots 38 & 39 FAQs

What would the monthly payment be for SW FOX PLACE Lots 38 & 39?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $753/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on SW FOX PLACE Lots 38 & 39?+

The most recent tax bill on record (2025) was $771. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fort White?+

At $83,500, this home is listed about 77% below the Fort White median of $364,500. The market section on this page shows how the area is trending.

Which schools are assigned to SW FOX PLACE Lots 38 & 39?+

Fort White Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.

Keep looking

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Listing courtesy of FREEMAN REALTY INC · Carolyne Freeman. MLS #GC542742.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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