3214 N SECLUSION DRIVE, SARASOTA, FL, 34239
Active2 days on marketListed Aug 10, 2026MLS #A4702540
About this home
3214 N SECLUSION DRIVE
Open the front door and say hello to Philippi Creek. It's the first thing you see, and honestly, it might steal the show before you even get to the kitchen. This South Gate gem is a 2 bedroom, 2 bath plus den home, tucked away on a private, dead end road with only a handful of houses. It's set up for easy living from the ground up (literally, since it's elevated on a stem wall). The open floor plan lets that creek view carry all the way through the home, right out to a deck that runs the entire width of the house. Morning coffee, evening drinks, just sitting and watching the water go by, there's room for all of it out there. Inside, you'll find LVP flooring throughout, an updated kitchen and baths, and impact windows already done for you. The roof was replaced in 2016, and the home came through the 2024 storm season without a drop of water inside. South Gate keeps you close to everything: Sarasota's shops and restaurants, the Gulf beaches, and downtown, while still feeling like its own quiet corner of the world. Water views, easy living, zero fuss. Come see why this one's worth a look.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,092
Sqft
0.28 ac
Lot size
2
Garage
1978
Year built
One
Levels
$358
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,217 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,217/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−31.9%
$/sqft vs SOUTH GATE
$358 vs $380
Days on market
2 vs 63 typical
Where $358/sqft sits among the 23 homes for sale in SOUTH GATE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34239 — neighborhood snapshot
Population
14,795
Median age
55.4
Median income
$76,378
Median home value
$418,300
Avg household
2.1
Households w/ children
1,407
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
11 of 23
SOUTH GATE have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the SARASOTA 34239 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 3214 N SECLUSION DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$500,000
2746 TANGELO DRIVE · same community
3 bd · 3 ba · 2,071 sqft · $241/sqft · 15 DOM
Sold · Jun ’26$783,000
2561 SUNNYSIDE STREET · same community
3 bd · 3 ba · 2,123 sqft · $369/sqft · 6 DOM
Sold · Jun ’26$470,000
3052 WEBBER STREET · same community
3 bd · 2 ba · 2,141 sqft · $220/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Guadalupe Hernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3214 N SECLUSION DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3214 N SECLUSION DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Guadalupe's phone and CRM.
Straight answers
3214 N SECLUSION DRIVE FAQs
What would the monthly payment be for 3214 N SECLUSION DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,217/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3214 N SECLUSION DRIVE?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3214 N SECLUSION DRIVE?+
The most recent tax bill on record (2025) was $8,578. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3214 N SECLUSION DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $749,500, this home is listed about 34% above the Sarasota median of $559,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3214 N SECLUSION DRIVE?+
Wilkinson Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$749,500 runs 25% above the SARASOTA 34239 median — but at 2,092 sqft it's also 25% larger than the typical Sarasota listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 2 days on market in a Sarasota market that averages 63 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Beth Helvey PA. MLS #A4702540.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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