Guadalupe Hernandez
$2,400,0003 bd3 ba2,730 sqft$879 /sqft$15,219 /mo all-in ↓

4110 COMMODORE BOULEVARD, CORTEZ, FL, 34215

Active0 days on marketListed Aug 3, 2026MLS #A4699958

WaterfrontPrivate poolSingle Family ResidenceHARBOUR LANDINGS ESTATES

About this home

4110 COMMODORE BOULEVARD

Welcome to an extraordinary waterfront retreat in the exclusive gated enclave of Harbour Landings Estates, where timeless elegance meets effortless coastal living. Perfectly positioned on deep sailboat water, this exceptional John Cannon custom residence offers a rare opportunity to enjoy direct access to Palma Sola Bay, the Gulf of Mexico, and the pristine beaches of Florida's Gulf Coast. Designed to embrace the ultimate waterfront lifestyle, the outdoor living spaces are nothing short of spectacular. Relax beside the sparkling saltwater pool surrounded by an expansive travertine deck, or unwind while taking in serene open-water views overlooking your private dock, complete with a 10,000-pound boat lift, all nestled within a protected basin just steps from your back door. The covered lanai is equally well-appointed, featuring a convenient propane outlet for your outdoor grill, making alfresco dining and entertaining effortless year-round. Built with exceptional craftsmanship and lasting peace of mind, this residence features PGT impact-rated windows, a whole-house generator powered by a 500-gallon propane tank, and an oversized three-car garage offering abundant space for vehicles, storage, and recreational equipment. Having sustained no damage from the recent storms, this home delivers both luxury and confidence in equal measure. Inside, sophisticated design and impeccable attention to detail are showcased throughout. Soaring ceilings, custom built-ins, and refined architectural details create an atmosphere of understated elegance. The thoughtfully designed floor plan offers three spacious bedrooms, a private executive office, and a versatile bonus room, providing flexibility for both everyday living and entertaining. A stylish dry bar with a wine refrigerator elevates the entertaining experience, while the well-appointed laundry room includes a convenient fold-away ironing station that maximizes functionality without sacrificing space. Premium finishes throughout reflect the exceptional quality expected of a luxury residence. As a resident of Harbour Landings Estates, you'll enjoy the convenience of maintenance-free living with lawn care included in the HOA, allowing you to spend more time boating, relaxing, and enjoying the exceptional waterfront lifestyle. Ideally located just minutes from world-renowned Gulf beaches, waterfront dining, shopping, and all the finest amenities the Gulf Coast has to offer, this remarkable residence embodies the very best of luxury coastal living.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,730

Sqft

0.31 ac

Lot size

3

Garage

2013

Year built

One

Levels

$879

Per sqft

Private poolWaterfrontPool & Water viewNegotiablePets allowed

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Range · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Dry Bar · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryGas Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionStucco
FoundationBlock
ViewPool · Water
FacesEast
ParkingDriveway · Garage Door Opener · Oversized
ExteriorPrivate Mailbox · Rain Barrel/Cistern(s)

Community & fees

HOA fee$477/mo
Taxes (2025)$8,778/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard

Utilities & systems

UtilitiesPropane · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$15,219 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$12,950
PMI (est., until 20% equity)$900
Property tax — 2025 actual bill$732
HOA fee — from the listing$477
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $240,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $240,000
Interest rate6.00%
Loan term

Estimated payment

$15,219/mo

Principal & interest$12,950
PMI (est., until 20% equity)$900
Property taxes (actual bill)$732
HOA / condo fee$477
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.4M
$1.2MedgeAI estimate $1,385,454 · range $1.2M$1.4M$2.5M

vs edgeAI estimate

+73.2%

Days on market

0 vs 88 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbour Landings Estates

Map of 4110 COMMODORE BOULEVARD inside its neighborhood boundary

Drive times from this address

Downtown Tampa68 min
Tampa Int’l Airport (TPA)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Cortez. See the full Cortez guide →

Harbour Landings Estates — neighborhood snapshot

Population

451

Median age

63

Median income

$110,045

Median home value

$493,500

Avg household

2

Households w/ children

9%

For the school run

Manatee County School District

ElementarySea Breeze Elementary School★★★★
MiddleW. D. Sugg Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cortez market

Seller’s marketLeans buyer8.5 months of inventoryBuyer’s market

$1.3M$1.9M

Cortez median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Cortez, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 258% above the CORTEZ 34215 median. See the full Cortez market guide →

Paper trail

This home's history

Aug 3, 2026Listed at $2,400,000 · 0 days on market since
2013Built · HARBOUR LANDINGS ESTATES

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Guadalupe Hernandez

Your agent

Guadalupe Hernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4110 COMMODORE BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4110 COMMODORE BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Guadalupe's phone and CRM.

Goes straight to Guadalupe’s phone and CRM.

Straight answers

4110 COMMODORE BOULEVARD FAQs

What would the monthly payment be for 4110 COMMODORE BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,219/mo — principal and interest, the actual property-tax bill, the $477/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4110 COMMODORE BOULEVARD?+

The association fee works out to $477 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4110 COMMODORE BOULEVARD?+

The most recent tax bill on record (2025) was $8,778. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4110 COMMODORE BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Cortez?+

At $2,400,000, this home is listed about 167% above the Cortez median of $900,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4110 COMMODORE BOULEVARD?+

Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,400,000 runs 258% above the CORTEZ 34215 median — but at 2,730 sqft it's also 63% larger than the typical Cortez listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Listed today in a Cortez market that averages 88 — if it fits, move quickly.

Listing courtesy of COLDWELL BANKER REALTY · Charles Buky. MLS #A4699958.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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